Live-out and live-in nannies should both have clear hourly pay, schedules, duties, benefits, and overtime terms. In New York, live-out domestic workers generally receive overtime after 40 hours in a week, while live-in domestic workers generally reach overtime after 44 hours.
Live-out work has clearer physical boundaries
A live-out nanny travels to work and leaves at the scheduled end time. The contract should address commuting delays, transportation expenses, late relief, and overnight requests.
Live-in work needs stronger privacy rules
A live-in nanny should have private sleeping space, defined off-duty time, access to shared facilities, visitor and food expectations, and clarity about whether housing continues during vacation or notice periods.
Living in does not mean always available
The contract must distinguish working time, on-call time, sleep time, and completely free time. Being present in the home should not erase boundaries or create unlimited unpaid availability.
Compare the full economic package
Evaluate the hourly rate, guaranteed hours, overtime, housing quality, meals, transportation, privacy, taxes, benefits, and schedule. Do not assume room and board automatically justifies a major reduction in professional pay.
- Private bedroom and secure storage
- Exact on-duty schedule
- Overnight and travel pay
- Days completely off duty
- Guests, meals, and household access
- Move-out and notice terms
Frequently asked questions
Do live-in nannies receive overtime?
New York generally requires overtime after 44 hours in a week for workers who live in the employer’s home.
Can housing replace wages?
Meals or lodging can involve specific legal rules, but housing should not be treated casually as a substitute for proper pay. Get individualized advice before agreeing to deductions.
Is every overnight nanny a live-in worker?
No. Occasional overnight care does not necessarily make a nanny live-in. The actual living arrangement and job facts matter.
Should off-duty time be written down?
Yes. The schedule should clearly state when the nanny is free from all responsibilities.
Official information
Laws and agency guidance can change. Review these primary sources: